Oversea student health cover





Overseas Student Health Cover

International students undertaking formal studies in Australia, and their dependents (for example, spouses and children under 18 years old), must obtain OSHC. It includes cover for visits to the doctor, some hospital treatment, ambulance cover and limited pharmaceuticals (medicines). OSHC insurers can provide a range of different OSHC products.

These may range from a basic product which covers only the compulsory minimum services to comprehensive products which cover, in addition to the compulsory minimum services, extra services as specified under the particular policy.


The Department of Home Affairs requires overseas students to maintain OSHC for the duration of time they are in Australia.


Student Visa Requirement

The Australian Government through the Department of Immigration and Citizenship requires all holders of a Student Visa to maintain OSHC during their stay in Australia.


• It is a visa requirement that from 1 July 2010, students must obtain OSHC for the proposed duration of their student visa. If an overseas student extends the length of their student visa, they must renew their OSHC policy.


Condition 8501

Maintaining OSHC is a mandatory condition of a Student Visa. Overseas students who do not maintain their OSHC are at risk of having their visas cancelled.


Peace of mind

Medical treatment can be expensive. Overseas students are not eligible for Medicare (the public health insurance system for Australian Residents). Without access to Medicare, overseas students may have difficulty paying for medical treatment. In most cases, hospital treatment will cost more than $1500 per day.







Australian Insurance Companies like Bupa or NIB have been providing health cover to international students studying in Australia for over ten years. Through the product Oversea Student Health Cover OSHC, Australian Insurance Companies like Bupa or NIB have helped millions of international students maintain a healthy and enjoyable lifestyle while getting the most out of their study experience. What does this mean for you? You can continue to count on us to provide the most trusted and reliable healthcare cover while you study in Australia. You will still have access to the same 24-hour emergency helpline, on-campus support, our direct billing and claims processes.


Overseas Student Health Cover (OSHC) is health insurance that provides cover to contribute towards the costs of:


• Out of hospital medical treatment

• In hospital medical treatment

• Prescription Medicines

• Emergency ambulance assistance